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Great next step in defining a workable implementation. To clarify a bit more, let me propose a customer has a customer number and PIN/Passoword to which EVERY interaction with the company is tied. All your purchase history, service engagements, everything is accessible with a single sign on. Credit card data would be masked, or not kept in the system. But, any agent of the company would see the total picture - how much you purchased, what you've returned, what troubles you have, and what has been done up to this point to resolve. Access to this data by both the customer and the company in a single space would improve and streamline holistic decision making.